Services are available to all students regardless of insurance. Learn more about our fees.
In order to be eligible to enroll in the student health insurance plan (SHIP), students must be enrolled at least half-time in the respective SCU program. For F-1 students, the eligibility requirements for SHIP is 1 unit or more. J-1 students are required to be enrolled in SHIP during the duration of their program here at SCU.
Learn more about insurance at SCU, as well as answers to Frequently Asked Questions, on our Insurance home page.
Benefits & Information
Our 2024-2025 university-sponsored Student Health Insurance Plan (SHIP) is provided by Aetna Student Health with the provider network Aetna Open Choice PPO.
Visit the Aetna Portal to access your Aetna Student Health Card, find an in-network doctor, hospital or pharmacy, insurance details and more.
Access Your Aetna Student Health Card - You will be able to access your digital health insurance card on your plan start date. You will need to enter your SCU ID number with the first zero removed and your date of birth. We encourage students to access your digital ID card on the Aetna HealthSM app via App Store or Google Play as Aetna is no longer issuing plastic or paper ID cards and sending them in the mail for the majority of Student Health clients.
If a claim is submitted through the Student Health Insurance Plan (SHIP), an explanation of benefits (EOB) will be sent to the address or email address that is listed with Aetna.
If you are not on the Student Health Insurance Plan (SHIP), you can submit a claim for possible reimbursement through your individual health insurance dependent on your plan benefits, though we are only considered in-network for those on the Student Health Insurance Plan provided through Aetna. We are out of network for those who do not have our Student Health Insurance Plan (SHIP), so this will largely depend on if you have out of network benefits through your individual insurance.
Students enrolled in the Gallagher Student Health Insurance Plan have access to a discount vision plan that is available through Coast to Coast Vision. This is not a vision insurance plan; there is no waiting period.
Coast to Coast’s network has over 20,000 independent providers and retail stores nationwide, including For Eyes Optical, Lens Crafters, Pearle Vision, Target Optical, JC Penney Optical and Visionworks locations. Students save 10% to 60% off eyeglasses, contact lenses and other retail eyewear items, as well as 10% to 30% off eye examinations at any participating Coast to Coast Vision provider and 40% to 50% off the national average on LASIK.
How To Save:
- To find a participating provider go to findbestbenefits.com/student, choose Coast to Coast Vision, and enter your zip code
- Give the vision network name (Coast to Coast Vision) to your provider when making an appointment
- Download your membership card and present it to the provider prior to treatment to ensure proper discount is applied
- Payment is due at time of service
Students enrolled in the Gallagher Student Health Insurance Plan have access to a discount dental plan that is available through UNI-CARE. This is not a dental insurance plan; there is no waiting period
The UNI-CARE savings program provides you with a wide range of dental discount services. Savings vary but can be as high as 50% depending on the type of service received.
How To Save:
- To find a participating provider go to findbestbenefits.com/student, choose Dental, and enter your zip code
- Give the dental network name (UNI-CARE) to your provider when making an appointment
- Download your membership card and present it to the provider prior to treatment to ensure proper discount is applied
- • Payment is due at time of service
Alternatively, students may enroll into a separate dental plan with Delta Dental Care HMO during their open enrollment period in September and January. For information on the Delta Dental Care HMO plan, please visit here. for benefit and coverage information. Please note that the Delta Dental plan is an HMO plan and not a PPO plan—students must go to dental providers that accept this insurance.
SCU students enrolled in the Aetna Student Health Insurance Plan can access translation services by contacting 1-877-480-4167 (TTY: 711).
Policy Dates, Enrollment Deadlines, and Premium Costs
The cost of the university-sponsored SHIP is not included in your tuition. This charge will show up as a separate item on your student account. For more information on submitting a waiver request, go to Waiver Information.
|
Plan |
Policy Dates | Premium Cost* |
| Annual |
9/15/24 - 9/14/25 |
$3,180* |
| Winter/Spring/Summer |
1/01/25 - 9/14/25 |
TBD |
| Spring/Summer |
4/01/25 - 9/14/25 |
TBD |
*All insurance coverage is subject to applicable state form and rate filing approval and once approved to the terms of the Master Policy. We have not yet received approval from the state insurance department for the 2024-2025 benefits and rates described in this document. As part of the approval process, the State may require us to make changes to the benefits and/or rates. We will notify you if that happens.
Plan |
Policy Dates |
Premium Cost* |
| Annual |
8/15/24 - 8/14/25 |
$3,695* |
|
Spring/Summer |
1/01/25 - 8/14/25 | TBD |
|
Summer |
TBD |
*All insurance coverage is subject to applicable state form and rate filing approval and once approved to the terms of the Master Policy. We have not yet received approval from the state insurance department for the 2024-2025 benefits and rates described in this document. As part of the approval process, the State may require us to make changes to the benefits and/or rates. We will notify you if that happens.
Plan |
Policy Dates |
Premium Cost* |
| Annual |
9/01/24 - 8/31/25 |
$3,695* |
| Spring/Summer |
2/01/25 - 8/31/25 |
TBD |
*All insurance coverage is subject to applicable state form and rate filing approval and once approved to the terms of the Master Policy. We have not yet received approval from the state insurance department for the 2024-2025 benefits and rates described in this document. As part of the approval process, the State may require us to make changes to the benefits and/or rates. We will notify you if that happens.
| Plan | Policy Dates | Premium Cost* |
| Annual |
9/15/24 - 9/14/25 |
$3,695* |
| Winter/Spring/Summer |
1/01/25 - 9/14/25 |
TBD |
| Spring/Summer |
4/01/25 - 9/14/25 |
TBD |
*Rates are pending approval from the California Department of Insurance and are subject to change.