SCU currently has a two-card program. University employees and their departments are asked to consider what purchases the cardholder would be making to determine which card would be most appropriate to meet their department’s needs.
Procurement Card (Pcard)
A Visa card used primarily to make low-cost purchases of consumable items needed immediately. This card typically has a lower per-transaction limit than the Travel Card for spend control purposes, as it is accepted at more merchants. Purchases of capital equipment and physical goods of $2,000.00 and higher are not typically allowed on a P-Card, and should instead go through our Requisition to Purchase Order process, or through a Supplier Invoice Request (whichever is appropriate).
Travel Card (Tcard)
A Mastercard that allows SCU employees to pay for individual travel-related services and business meals necessary to support university business. This card type typically has a higher per-transaction limit than the P-Card since it is more limited in its use case and has more Merchant Category Code (MCC) restrictions. It is expected that a TCard holder will not incur out-of-pocket travel expenses.
The PCard vs TCard usage chart provides a high-level overview of what types of expenses are allowed on each card. The How do I purchase... guide provides information on how to best purchase certain goods and services.